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If you have made some mistakes in the past as far as your
credit is concerned, brace yourself for the facts about bad
credit loans. You should first try to assess just how bad
your credit is before you hit the panic button though. Very
often, bad credit items that appear on your credit report can
be challenged and sometimes removed. In addition, mistakes on
your credit report can have an adverse effect on your credit
score, shunting you into the category of a high credit risk.
Items that are good news for you but do not show up on your
credit report (or on one or the other of the credit reporting
bureaus' file on your credit history), can cost you some
valuable points. Last, but not least, taking bad advice from
well-intentioned relatives or friends can lower your credit
score, making you a candidate for bad credit loans.
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